How Can We Provide All These Benefits for a $0 Premium?

A common question we hear is, “How can you provide so many benefits for a $0 premium?” It’s a great question. Here’s how:

The government pays private insurance companies like us to help take care of people with Medicare. By working smarter, eliminating waste, and focusing on helping our members stay healthy, we are able to save money. We then pass those savings on to our members in the form of generous benefits, lower copays, no deductibles, and low or $0 premiums.

Not only is it great for our members, it is also great for us because it makes us more competitive and helps us attract and keep more members in our plan. It is one of those rare “win-win” situations.